Last Updated: March 21, 2025
Welcome to Income Fanatics
Thank you for choosing Income Fanatics, a trading and investing community led by ASIC regulated hedge fund managers. These Terms of Use (“Terms”) create a legal agreement between you and Income Fanatics. Please read these Terms carefully before using our services.
1. Accepting These Terms
By accessing or using our website, mobile app, online platform, or any services offered by Income Fanatics (“Services”), you agree to these Terms. If you don’t agree with these Terms, please don’t use our Services.
2. Who Can Use Our Services
You must be at least 18 years old to use our Services. By using our Services, you confirm that:
- You are at least 18 years old
- You can form a legally binding contract
- You are not barred from using our Services under any laws
- You have not previously been banned from using our Services
3. Service Description
Income Fanatics provides educational content, tools, and a community focused on investing and trading. Our Services may include:
- Educational materials about financial markets
- Trading strategies and techniques
- Community forums and discussions
- Live webinars and recorded videos
- Market analysis and commentary
4. Account Registration
To access some parts of our Services, you need to create an account. When registering, you must:
- Provide accurate and complete information
- Keep your login details secure
- Not share your account with others
- Tell us right away if you suspect unauthorized access
You are responsible for all activity that happens under your account.
5. Financial Risk Warning
Important: Trading and investing involve significant risk of loss.
- Past performance is not a guarantee of future results
- We do not promise or guarantee any specific returns
- You should only invest money you can afford to lose
- Trading decisions are your responsibility
- We are not financial advisors and don’t provide personalized financial advice
6. Content and Intellectual Property
Our Content
All content provided through our Services is owned by Income Fanatics or our licensors and is protected by copyright, trademark, and other laws. This includes but is not limited to:
- Videos and webinars
- Trading strategies
- Written materials
- Graphics and designs
- Software and tools
Your Use of Our Content
We grant you a limited, non-exclusive, non-transferable license to access and use our content for your personal, non-commercial use only. You may not:
- Copy, modify, or distribute our content
- Use our content for commercial purposes
- Reverse engineer any part of our Services
- Remove any copyright or trademark notices
User Content
When you post content on our platform (such as forum posts or comments), you keep ownership of your content, but you give us permission to use, store, and share that content.
7. Prohibited Activities
You may not use our Services to:
- Break any laws or regulations
- Infringe on others’ rights
- Share misleading or false information
- Harass, bully, or harm others
- Manipulate markets or encourage market manipulation
- Share adult content or inappropriate material
- Spam or send unwanted messages
- Interfere with the proper working of our Services
- Access our Services through automated means without our permission
- Attempt to access others’ accounts
8. Payment Terms
Subscription and Fees
- We charge fees for certain Services or membership levels
- Fees are clearly displayed before purchase
- We may change our fees with advance notice
- All payments are processed securely through our payment processors
Refund Policy
- Refund eligibility is outlined in our separate Refund Policy
- Some purchases may be non-refundable as clearly marked
- Contact our support team for refund requests
9. Cancellation and Termination
Your Cancellation Rights
You may cancel your subscription at any time through your account settings or by contacting our support team.
Our Termination Rights
We may suspend or terminate your access to our Services if:
- You break these Terms
- You engage in harmful behavior
- We reasonably believe it’s necessary to protect our Services or other users
- Your payment method fails or payments are overdue
10. Disclaimer of Warranties
Our Services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not guarantee that:
- Our Services will always be available, uninterrupted, or error-free
- Any content or information will be accurate or reliable
- Our Services will meet your specific needs
11. Limitation of Liability
To the fullest extent permitted by law, Income Fanatics will not be liable for:
- Any indirect, special, incidental, consequential, or punitive damages
- Any loss of profits, revenue, data, or business opportunities
- Any financial losses from trading or investment decisions
- Any damages exceeding the amount paid by you to Income Fanatics in the past 12 months
12. Indemnification
You agree to defend, indemnify, and hold Income Fanatics harmless from any claims, damages, or expenses (including reasonable legal fees) arising from:
- Your use of our Services
- Your breach of these Terms
- Your content
- Your violation of any laws or the rights of others
13. Changes to These Terms
We may update these Terms from time to time. If we make significant changes, we will notify you through email or by posting a notice on our website. Your continued use of our Services after such notice means you accept the new Terms.
14. Governing Law
These Terms are governed by the laws of the United Kingdom, without regard to conflict of laws principles. Any disputes will be resolved in the courts of the United Kingdom.
15. Privacy Policy
Our Privacy Policy explains how we collect, use, and protect your information. By using our Services, you also agree to our Privacy Policy.
16. Contact Information
If you have any questions about these Terms, please contact us at:
Email: komeyt@incomefanatics.com
17. Severability
If any part of these Terms is found to be unenforceable, the rest will remain in full force and effect.
18. Entire Agreement
These Terms, along with our Privacy Policy and any other policies referenced here, make up the entire agreement between you and Income Fanatics regarding our Services.
By using Income Fanatics, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
