Terms of Service

Last Updated: January 1, 2025

1. Acceptance of Terms

Welcome to Income Fanatics. By accessing and using our website, services, educational content, and community platform (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you and Income Fanatics ("Company," "we," "us," or "our"). We reserve the right to modify these Terms at any time, and your continued use of the Services constitutes acceptance of those changes.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal capacity to enter into these Terms
  • You will comply with these Terms and all applicable laws
  • All information you provide is accurate and complete

3. Services Description

Income Fanatics provides educational content and resources related to options income and investing, including but not limited to:

  • Online courses and educational materials
  • Live group mentoring sessions
  • Pre-recorded training modules
  • Mentorship opportunities
  • Options income strategies and frameworks

4. Payment

4.1 Pricing

Our mentorship program is offered at $5,000 upfront for a 6-month engagement. All payments are processed securely through Stripe. Prices are subject to change with notice to prospective clients.

4.2 Billing

Payment is due upfront before access to the program is granted. By purchasing, you authorize us to charge your payment method the full amount.

4.3 Refund Policy

Due to the nature of our educational services, refunds are assessed on a case-by-case basis. Please contact us within 14 days if you have concerns about the program.

5. Important Disclaimers

CRITICAL - PLEASE READ CAREFULLY

OPTIONS AND DERIVATIVES INVOLVE SUBSTANTIAL RISK OF LOSS. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.

5.1 Not Financial Advice

All content provided through our Services is for educational and informational purposes only. Nothing on our platform constitutes financial, investment, legal, or tax advice. You should consult with a licensed financial advisor before making any investment decisions.

5.2 No Guarantees

We make no guarantees or promises regarding your ability to generate profits or income from options or investing. Results vary based on individual circumstances, market conditions, risk tolerance, and many other factors beyond our control.

5.3 Regulatory Status

Income Fanatics is a general educational service. Income Fanatics does not manage client funds. We do not provide personalised investment advice through this program.

6. User Conduct

When using our Services, you agree to:

  • Not share your account credentials with others
  • Not record, screenshot, or redistribute our proprietary content
  • Not use our Services for any illegal purpose
  • Not harass, abuse, or harm other community members
  • Not attempt to reverse engineer or copy our systems
  • Not spam or send unsolicited commercial communications

Violation of these terms may result in immediate termination of your access without refund.

7. Intellectual Property

All content, materials, courses, strategies, and other intellectual property provided through our Services are owned by Income Fanatics and are protected by copyright, trademark, and other intellectual property laws.

Your enrolment grants you a limited, non-exclusive, non-transferable license to access and use our content for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works, or commercially exploit our content without express written permission.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INCOME FANATICS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to or use of or inability to access or use the Services
  • Any trading or investment losses you may incur
  • Any conduct or content of any third party on the Services
  • Unauthorized access, use, or alteration of your content

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU PAID US IN THE LAST TWELVE MONTHS, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

9. Indemnification

You agree to indemnify, defend, and hold harmless Income Fanatics and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any rights of another.

10. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, with or without notice, effective immediately. Reasons for termination may include but are not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Abusive behavior toward staff or community members
  • Sharing account access or content
  • Chargeback or payment disputes

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Australia, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in Western Australia for the purpose of litigating all such claims or disputes.

12. Miscellaneous

12.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Income Fanatics regarding the use of our Services.

12.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

12.3 No Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

12.4 Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign these Terms at any time without notice.

13. Contact Information

If you have any questions about these Terms, please contact us:

Email: legal@incomefanatics.com
Website: https://incomefanatics.com
Company: Income Fanatics